Cost of Attending College in Maryland: Tuition and Living Costs
By Muntasir Minhaz • Published Aug 08, 2026 • US States & Cities
Part of the guide Cost of Attending College by State: Tuition and Living Costs Compared
In-state tuition and fees at Maryland's flagship, University of Maryland College Park, run about 11,800 dollars a year, versus about 41,200 dollars for out-of-state students. Add housing, food, and other costs and the full sticker price reaches roughly 31,700 dollars in-state and 61,100 dollars out-of-state for a student living on campus.
💵 UMD College Park: 11,809 dollars in-state tuition and fees, 41,186 dollars out-of-state (2024-2025).
💵 UMBC: 13,256 dollars in-state, 31,275 dollars out-of-state (2024-2025).
🏠 Living with family instead of on campus cuts total cost by roughly half.
Private options like Johns Hopkins list a sticker price near 65,230 dollars in tuition alone, though most students pay far less after aid.
Community colleges charge tuition per credit hour, well below university rates, with the lowest rate for in-county residents.
Public university tuition, in-state versus out-of-state
Tuition at Maryland's public universities depends heavily on residency status. University of Maryland, College Park, the flagship, charged 11,809 dollars in tuition and fees for in-state undergraduates and 41,186 dollars for out-of-state undergraduates in 2024-2025, according to NCES College Navigator . University of Maryland, Baltimore County (UMBC) charged 13,256 dollars in-state and 31,275 dollars out-of-state in the same year. Regional USM campuses generally price below the flagship, so check each school's own cost of attendance page for its current figures before you compare.
Total cost of attendance: tuition plus living costs
Tuition is only part of your bill. The table below shows full published cost of attendance, tuition, fees, housing, food, books, and other expenses, for two Maryland public universities in 2024-2025.
| School | Status | On campus | Off campus | Living with family |
|---|---|---|---|---|
| UMD College Park | In-state | $31,731 | $33,689 | $17,317 |
| UMD College Park | Out-of-state | $61,108 | $63,066 | $46,694 |
| UMBC | In-state | $33,766 | $38,024 | $19,978 |
| UMBC | Out-of-state | $51,785 | $56,043 | $37,997 |
Figures are dollars per year from NCES College Navigator . Living with family cuts total cost roughly in half compared to living on campus at both schools, since it removes housing and most food costs from your bill.
Private university costs, for comparison
Maryland's private universities list far higher sticker prices, though many students pay much less after aid. Johns Hopkins University charged 65,230 dollars in tuition and fees alone for 2024-2025, with total published cost of attendance reaching 88,976 dollars on campus. Despite that sticker price, 60 percent of beginning undergraduates received financial aid in 2023-2024, and the average net price after aid was 26,017 dollars, according to NCES College Navigator . Check a private school's net price calculator rather than its sticker price, since published tuition rarely reflects what most students pay.
Community college: the lower-cost path
Maryland's community colleges set tuition locally, by the credit hour, rather than through USM. Rates run in three tiers: the lowest for students who live in the college's home county, a higher in-state rate for Maryland residents from outside that county, and the highest for out-of-state students. Community college tuition sits well below university rates across all three tiers. Pair a community college start with the Maryland Community College Promise Scholarship, which covers remaining tuition and fees after other aid, and the 2+2 Transfer Scholarship, which supports the move into a four-year Maryland university afterward.
What actually drives your total bill
Two decisions matter more than anything else on this page: where you claim residency and where you live while enrolled. In-state status alone cuts your tuition bill by two-thirds or more at a Maryland public university. Living with family instead of on campus removes housing and most food costs, the single biggest line item after tuition at every school in the table above. Build your budget around those two choices first, then add books, transportation, and personal expenses on top.