When Your Education Provider Abroad Closes or Loses Accreditation: Refund and Transfer Rights for ASEAN Students
By Muntasir Minhaz • Published Jul 03, 2026 • Money & Budgeting
If your college or university abroad shuts down mid-course, you are usually entitled to either a transfer to a comparable course or a refund of unspent fees, not left with nothing.
🇦🇺 Australia: the Tuition Protection Service (TPS) steps in if your provider defaults, arranging a transfer or refunding unspent tuition.
🇬🇧 UK: every Office for Students registered provider must publish a student protection plan covering course, campus or institution closure.
🇺🇸 USA: if your school loses SEVP certification, you must transfer, change status, or leave the country by the date SEVP sets, with a grace period to decide.
🏠 Contact your international student office and your home embassy immediately. Do not wait for the school to explain your options.
Provider closures do happen, and you have real protections
Colleges and universities close, lose accreditation, or get deregistered for financial or regulatory reasons, and international students get caught in the middle when it happens. Major study destinations build specific protections for exactly this situation, separate from normal course withdrawal rules, because the closure is not something you chose.
What you are entitled to, a transfer, a refund, or both, depends on the country and on whether the closure counts as a formal default or deregistration under that country's framework.
Australia: the Tuition Protection Service
The Tuition Protection Service (TPS) is a government scheme that protects international students on student visas, and eligible domestic students, when an education provider cannot fully deliver a course. If a provider defaults, meaning it closes or fails to start or finish delivering your course, it has a legal obligation to either help you continue your studies in a similar course with another provider at no extra cost, or refund your unspent tuition fees.
If the defaulting provider does not follow through, the TPS itself steps in. It can help you continue your studies through another course or provider, or arrange a refund or loan re-credit for the education you paid for but did not receive. This protection is specific to provider default. If you choose to withdraw yourself while your provider is still operating normally, TPS does not apply, and ordinary withdrawal and refund rules take over instead.
Full detail is on the official Australian Department of Education TPS overview and the TPS page for international students .
United Kingdom: student protection plans
Every higher education provider registered with the Office for Students (OfS) in England must maintain a student protection plan. This plan sets out what happens if a course, campus, or the entire institution closes, and it has to be approved by the OfS and published on the provider's website so any student can check it before or during their studies.
The purpose of the plan is to make sure you can either continue and complete your studies, elsewhere if necessary, or receive compensation if continuation is not possible. It also has to explain how the provider will communicate with students and exactly when the plan gets triggered. Read your own institution's published plan early. It tells you precisely what support to expect if the worst happens, and the framework is set out on the Office for Students course or campus closure guidance .
United States: losing SEVP certification
If your school's SEVP certification is withdrawn, SEVP sends the school a letter explaining the options available to keep your legal status. Your designated school official (DSO) keeps access to SEVIS to transfer and maintain student records until a date SEVP sets.
By that date, you need to do one of three things: transfer to another SEVP-certified school, change to another nonimmigrant status, or depart the United States. SEVP does not act on your record immediately. It builds in a grace period so you and your DSO can work out the best option for your situation, and you are generally allowed to finish your current semester or quarter as long as you keep meeting your other status requirements. Contact your DSO the moment you hear about a certification problem, do not wait for an official letter to arrive. Full guidance is on Study in the States, the official SEVP student resource , and current alerts are posted on the ICE SEVIS school alerts page .
What to do the moment you hear about a closure
Contact your international student office directly and ask, in writing, what your transfer and refund options are.
Check whether your provider is covered by a formal protection scheme (TPS in Australia, a student protection plan in the UK, SEVP transfer process in the US) rather than assuming you are on your own.
Contact your home country's embassy or consulate in that destination. Embassies track these situations and can point you toward verified transfer options.
If a scholarship funds you, tell your sponsor immediately. A provider closure affects your funding terms and they need to know before you commit to a transfer.
Keep every enrollment record, fee receipt, and closure notice. You need this paperwork for any refund claim or transfer application.