Housing Options for American Students Studying Abroad for a Semester
By Muntasir Minhaz • Published Apr 17, 2024 • Student Life
Most semester study abroad students live in program-arranged housing: a homestay, a dorm, or a partner apartment. Compare cost, meals, and independence before you choose, and confirm the housing terms before you commit.
🏠 Homestays include meals and daily language practice with a local family.
🎓 Dorms and residence halls put you near other exchange students and closer to campus.
Independent apartments give the most freedom but require you to handle utilities and a lease yourself.
📩 Ask your study abroad office what housing is arranged before you search on your own.
Register your trip with the State Department's STEP program regardless of housing type.
How Semester Housing Usually Works
Most American students studying abroad for a semester go through a program, either their home university's exchange partner or a third-party provider such as CIEE, IES Abroad, or API. These programs typically arrange housing as part of the package, so you rarely search for an apartment on your own in a country you have never lived in.
Check with your study abroad office early. They tell you which housing types your specific program offers, what the program fee includes, and whether housing is guaranteed or assigned on a first-come basis.
The Main Housing Types
Homestays
You live with a local host family, usually in a private room. Most homestays include some or all meals and give you daily practice with the local language. Programs vet host families, and you fill out a housing preference form covering diet, allergies, and lifestyle before you get matched.
Program or Partner-University Dormitories
Dorms and residence halls put you close to campus and other exchange students. Rooms are often shared, and meal plans vary by country and school. This option gives more independence than a homestay while keeping housing arranged for you.
Program-Managed Apartments
Some programs place small groups of students in an apartment the program leases and manages. You get more independence, usually with a shared kitchen, while the program still handles the lease and a maintenance contact.
Independent Rentals
If you direct-enroll at a foreign university without a US-based program managing housing, you find and sign your own lease. This is the most independent option and often the most work: you research neighborhoods, verify the landlord, and handle a foreign-language lease and deposit yourself.
How to Choose Between Housing Types
Your priorities should drive the choice, not the program's default option alone. If daily language practice matters most, a homestay gives you more speaking time than a dorm full of other American students. If you want to cook your own meals and set your own schedule, an apartment or program-managed flat fits better than a family home with house rules.
Ask your study abroad office or program advisor about requesting a housing type outside the default. Some programs let you swap from a homestay to a dorm, or the reverse, for an adjusted fee if you ask during the application window rather than after you arrive.
Reach out to a student who studied at your host university or with your program in a past semester. Program offices often connect applicants with recent alumni who describe daily life honestly, including what the listed amenities looked like in practice.
What to Check Before You Commit
What is included: utilities, wifi, meals, linens, and cleaning.
Distance and commute time to your classes.
Cancellation and refund terms if your plans change.
Roommate policy: whether you choose roommates or get assigned one.
Deposit amount and how and when it comes back to you.
Whether the housing is guaranteed by the program or only assisted by it while you search on your own.
Get any promise about included costs or refunds in writing from the program, not only a verbal answer from an advisor.
If You Are Arranging Housing Yourself
Direct-enrolled students without a program handling housing face the biggest workload. Start with the host university's international student office. Many list vetted landlords, partner residence halls, or a housing portal for incoming exchange students, since they handle this every semester.
Ask your home university's study abroad office whether past students at the same school left contacts or notes. Join Facebook or WhatsApp groups for incoming students at that university, a common way to find roommates and sublets from students leaving for the semester.
Never wire a deposit for housing you have not verified. Video call the landlord or a current tenant, and confirm the address matches a real building before you send money.
Safety and Registration Steps
Regardless of your housing type, register your trip with the US State Department's Smart Traveler Enrollment Program (STEP) . This lets the nearest US embassy contact you in an emergency and send safety updates for your destination.
Save your host family's address, your program's local emergency contact, and the nearest US embassy address before you leave. Share your address with your home university's study abroad office, since many require it for their own emergency contact list.
Cost Differences to Expect
Homestays and program dorms are usually priced into your program fee as a flat cost, while independent apartments run cheaper or more expensive depending on the city. Ask whether program housing fees are refundable if you leave early or switch housing mid-semester, and whether utilities are capped or billed separately in an independent rental.
Location affects your budget beyond rent itself. A dorm or homestay within walking distance of campus saves you the cost of a local transit pass that an apartment across town requires. Factor commute cost into your housing comparison alongside the rent or program fee number.